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Bayou offers signature loans, perfect for those times that you need some extra cash for home projects, travel, debt consolidation, unexpected expenses, etc. We offer low, competitive rates with flexible payments.

Bayou also offers share-secured loans, an sensible means to borrow against your own money without losing the dividends that you are earning on your deposit account. Your borrowed funds will remain in your account and will continue to earn dividends while securing your loan. You can select a repayment term up to 10 years to fit your budget.

  • Interest rates vary depending on your account balance and your overall credit performance
  • Maximum amount borrowed is determined by individual’s creditworthiness.
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