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Auto Loan Refinancing. You could skip the first 3 payments (up to $1600)

Move Your Auto Loan to Bayou CFCU!

You could skip the first three payments (up to $1600).

That’s extra money you can use for other things you may need. As you know, rates are at an all-time low so there’s never been a better time for you to move your auto loan. Apply today to save money and free up some cash.

Eligible members may elect to defer their 1st payment up to 90 days (up to $1600.00). However, the interest continues to accrue during the deferment period. This offer is valid for vehicle loans currently financed with another financial institution. This offer DOES NOT apply to vehicles already financed at Bayou Community FCU.

New/Used Autos

Whether you are buying new or used, or even looking to refinance, Bayou Community Credit Union offers great rates and a personal touch.

These loans are made for the purchase of vehicles and the borrower must secure the loan by assigning the credit union as the 1st lien holder on the title of the vehicle being financed.

  • The credit union considers a new vehicle to be the current year & 1 year old.
  • Any vehicle over 1 year old will be considered used.
  • The maximum loan term is 6 years with approved credit.