Carville Checking Accounts
Find the Perfect Checking Account Right Here in Carville
When it comes to daily spending, having the right Checking Account makes all the difference. Whether you're looking for a simple, no-fuss way to manage your money or a high-dividend option that rewards your balance, Bayou Community FCU has a checking option that’s perfect for your life here in Carville.
Find The Right Checking Account for You
Simply Free Checking – No Fuss, No Worries
The ideal choice for Carville residents who want a straightforward Checking Account with no complicated requirements.
No minimum balance required.
Instant issue of a Mastercard® Debit Card
Unlimited check writing for those who prefer writing checks over using a card.
Free Digital Banking tools
No monthly fee for members 19 & under or 55 & over.
Set up Direct Deposit & e-Statements to have the $5 monthly fee waived.
Deluxe Checking – Earn While You Spend
Ideal if you use your debit card often and want to earn dividends on your balance.
Earn 4.25% APY* on the first $3,000 in your account.
Earn above-market dividends on balances over $3,000.
No monthly fee if you make at least 15 debit card transactions per month, have Direct Deposit set up, or enroll in e-Statements.
If requirements aren’t met, there is a low $6 monthly fee.
Premier Checking – Get the Highest Dividends
The best choice for those who want maximum earnings on their balance.
Earn 5.00% APY* on the first $5,000 in your account.
Earn above-market dividends on balances over $5,000.
No monthly fee if you make at least 20 debit card transactions per month, have Direct Deposit set up, or enroll in e-Statements.
If requirements aren’t met, there is a low $8 monthly fee.
Second Chance Checking – A Fresh Start
Life happens, and we believe everyone deserves a second chance. If you’ve had trouble with banking in the past, this account helps you rebuild right here in your community.
$25 minimum deposit to open the account.
Free Mobile & Online Banking to stay on top of your finances.
Direct Deposit available to make getting paid easy.
Overdraft protection to help prevent negative balances.
$10 monthly service charge for account maintenance.
Reliable Checking Account Options for Your Carville Business
Whether you’re launching a startup, growing your business, or managing a Carville legend, Bayou Community FCU offers Business Checking Accounts designed to support your business needs.
Small Bayou Business Checking
A budget-friendly option for small businesses looking for essential banking features without high costs.
Minimum Opening Balance: $100
Dividend Rate: 1.75% APY* on balances up to $2,500, 0.20% on balances above
Monthly Service Fee: $15 (waived with an average daily balance of $300)
Non-Activity Fee: $12/month
Big Bayou Business Checking
A powerful account for larger businesses needing higher transaction limits and enhanced earning potential.
Minimum Opening Balance: $250
Dividend Rate: 2.75% APY* on balances up to $10,000, 0.30% on balances above
Monthly Service Fee: $20 (waived with an average daily balance of $5,000)
Non-Activity Fee: $18/month
Every Bayou Community FCU Checking Account Includes:
Instant-Issue Mastercard Debit Card
No waiting! Get your debit card on the spot when you open your account.
Online Checking
Check balances, transfer funds, deposit checks, and manage your money from your phone or computer.
No Minimum Balance Requirement
Keep your cash flexible without worrying about maintaining a specific balance.
Free e-Statements & Bill Pay
Go paperless and pay bills securely with just a few clicks.
My Mobile Money App
Turn your debit card on/off if it’s lost or stolen, set spending alerts to track your purchases, view recent transactions, and deposit checks from wherever you are!
Mobile Wallet
Use Apple Pay, Google Pay, or Samsung Pay for secure, contactless transactions.
Banking With Bayou Community FCU Means Investing In Yourself
At Bayou Community FCU, we aren’t a distant corporate bank. We are your neighbors. And when you open an account at our local branch, you aren't just a customer. You’re a member-owner.
And because we’re a member-owned credit union, we reinvest our profits in our community and the hard-working families who make Carville such a special place to live.
Lower Fees & Better Rates
Because we’re a credit union, we don’t answer to outside stockholders. We answer to you. That means we can offer lower fees and more competitive rates than the big-name banks you'll find further down the river.
Keeping Carville Strong
Your deposits stay local. By banking with Bayou Community FCU, you’re helping provide exceptional financial services to local residents and support for Carville community initiatives. Your money stays right here where it belongs.
Open the Best Checking Account for Carville Residents Today
Your perfect Checking Account is just a click away. Whether you need free, dividend-earning, second-chance, or business checking, Bayou Community FCU has the perfect option for you—right here in Carville.
*APY = Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.