When it’s time to put down roots, Bayou Community FCU is here to help you find the right Mortgage. Serving the St. Gabriel community, we’re more than a credit union; we’re your neighbor, your guide, and your partner in the journey to homeownership.

Whether you’re buying your first house, refinancing your current Mortgage, or simply exploring your options, we make it easier to find Home Loans near you that fit your lifestyle.


A Mortgage Lender in St. Gabriel You Can Trust

At Bayou Community FCU, we believe financing your home should feel as comfortable as living in it. Whether you're settling into your first house, refinancing your current Mortgage, or tapping into your home's equity, we’re here with local guidance and real solutions that fit your life in St. Gabriel.


What You Can Expect from Our Mortgage Team

  • More Choices, Less Stress: A full suite of Mortgage programs is available, including both conventional and government-backed loan options to suit a variety of financial situations.

  • Buying or Refinancing? We’ve Got Your Back: Whether you’re purchasing or refinancing, we’re here to guide you through every step of the Mortgage process with expert local support.

  • Smaller Down Payments, Bigger Possibilities: Affordable down payment programs help make homeownership more accessible, especially for first-time buyers and growing families.

  • Great Rates and Lower Closing Costs: Our rates stay competitive, and we work to keep closing costs low so you can save money throughout the life of your loan.

  • Real People, Real Help: A dedicated team of Mortgage experts is ready to assist you from application to closing, offering personalized support along the way.

  • Apply at Your Own Convenience: An easy online application lets you apply when it works best for your schedule, right from the comfort of your home or on the go.

Get started on your journey to homeownership! Reach out to us today or stop by one of our local branches to talk to a Mortgage specialist. Let Bayou Community FCU help you find the perfect Mortgage for your ideal home.


Big Banks Talk. Bayou Community FCU Listens.

When it comes to borrowing, you have options, but not every lender prioritizes you. At Bayou Community FCU, you’re more than just an account number; you’re our neighbor. As a member-owned, not-for-profit credit union, we focus on helping our community thrive, not putting money in shareholders' pockets. That means lower fees, fairer terms, and a personal touch you won’t find at big banks.


Get a Head Start With Our Mortgage Calculators!

Not sure how much house you can afford? Want to compare Mortgage scenarios? Our Mortgage Calculators are an easy way to plan smarter before you commit. Predict potential scenarios with different loan terms, payment schedules, and more, all without a single sales pitch!

How Much House Can I Afford? 

Renting vs. Buying a Home

Estimate My Mortgage Payment

Should I Refinance My Mortgage?


Ready to Apply for a Home Loan in St. Gabriel? Let’s Get Started!

When you’re ready to take the next step toward your new home, Bayou Community FCU makes applying simple and quick. Our online application is available anytime, so you can apply when it’s convenient for you.

We’re here to guide you every step of the way!


Not a Member Yet? Join Bayou Community FCU

We’d love to welcome you to the Bayou Community FCU family! If you live or work in Iberville Parish, joining us is simple, and it means you'll get local support, great rates, and a local team of experts who are here to help you succeed!

Ready to take the next step? Learn more about membership, start your membership application at any time, or reach out directly with questions!