When Life Happens, We’ve Got Your Back
We all hit bumps in the road—unexpected bills, home repairs, or those once-in-a-lifetime moments you don’t want to miss. Whether it's something urgent or something exciting, a Personal Loan can give you the financial flexibility to handle it.
At Bayou Community FCU, we understand life here in Iberville Parish because we live it too. Our Personal Loans are designed to work for real people with real goals—just like you. You don’t have to go far or deal with a big bank across the country.
Why Choose a Personal Loan from Bayou Community FCU?
We’re not just a lender—we’re your neighbors, your friends, and your fellow community members. That means we’re here to guide and offer a lending hand when you need one. No call centers. No red tape. Just people helping people.
When you borrow from Bayou Community FCU, you get:
Personal service from folks who know you by name, not just by account number.
Flexible repayment options that actually make sense for your goals.
Great rates that help you save over time.
Quick decisions made right here—close to home.
You deserve to work with someone who’s invested in your success, not just your loan.
Better Than the Big Banks
Why settle for high fees, impersonal service, and long hold times? As a member-owned credit union, Bayou Community FCU is focused on people, not profits. That means we return value to you in the form of better rates and friendlier service.
Big banks may offer flashy services and catchy slogans, but we offer something more: trust, transparency, and community. When you bank local, you keep your dollars—and decisions—in our community.
Bank where you belong. Discover the credit union difference today.
What About Rates and Terms?
As a not-for-profit, member-owned credit union, Bayou Community FCU puts you first, not shareholders. That means when you borrow from us, the benefits come right back to you in the form of lower rates, fairer terms, and fewer fees.
We keep our rates transparent so you can see the whole picture. And when it’s time to borrow, we’ll help you understand your options and feel confident every step of the way.
Borrow smarter, with your best interest at heart. Check out our current Personal Loan rates.
A Simple, Supportive, and Quick Application—Just How It Should Be
We know your time is valuable, and when you need a loan, you probably need it soon. That’s why our application process is designed to be fast, easy, and completely pressure-free.
Here’s how to apply:
Choose how you want to apply – Apply online for Loan Application, visit us in person, or give us a call.
Provide a few details – We’ll ask for some basic financial and personal info to get started.
We’ll review everything locally – Real people from your community will review your application.
Get a quick decision – Most approvals happen fast, so you can move forward without delay.
Receive your funds – Once approved, your loan is funded quickly. No runaround, no surprises.
Start your loan application today and get the support you deserve.
Join the Bayou Community FCU Family
If you live, work, worship, or go to school in Iberville Parish, we’d love to welcome you to the Bayou Community FCU family. Becoming a member is easy, and it opens the door to friendly service, better rates, and a financial partner who’s actually on your side.
We're not just another financial institution—we're part of what makes this community great. And we’d be honored to help you get where you want to go.
Contact us or find a branch near you to become a member today.
Let’s Get Started Today
Whether you’re planning ahead or facing a challenge right now, we’re here for you. Bayou Community FCU is your local partner for Personal Loans—and a whole lot more.
We’re proud to serve the people of Iberville Parish with heart, honesty, and a whole lot of care.